Dental Insurance Arkansas – What You Need to Know

The cost and coverage of dental insurance in Arkansas will differ depending on the plan type and provider. Some plans may have a higher premium but cover more procedures while others have a lower premium and less coverage. In addition, each dental plan has an annual maximum limit, which is the total amount of money the insurance company will pay for services in a calendar year.

Delta Dental Arkansas has a good selection of individual and family dental insurance plans with affordable deductibles and annual maximums. Some of their plans also offer free vision and hearing benefits. You can get a personalized quote online with just a few pieces of information like your zip code, plan start date and name.

Securing Your Vision: Vision Insurance Options

Cigna Arkansas offers a number of different individual dental plans. The preventive plans have no annual maximum or deductible and include full coverage for cleanings, exams and X-rays. The basic plans cover up to 80% of minor restorative treatments and 50% of major treatments, including inlays, crowns and bridges, root canals and extractions.

Other providers of individual and family dental insurance in Arkansas include United Healthcare (UHC). UHC has a broad selection of plans with short waiting periods, including three plans that reduce the wait for major work to six months, compared to most other providers’ 12 month waiting period.

The University of Arkansas offers a voluntary student dental insurance plan, which is administered by Cigna. This plan can be purchased during the open enrollment period for students and their families, which runs from October 1 through November 30 each year.